Bronx Car Rentals and Insurance Coverage

All Car Rent A Car is excited to offer competitive rates on cars, minivans, and 15 passenger vans right here in the Bronx with our newest location at 35 West 170th Street.

Insurance waiver options

Bronx car rental customers have several choices available to them when renting a car or van. Coverage is available to help protect the renter from the costs associated with any damage that may be done to a car or van rental vehicle; not the people who may be occupying the vehicle or the people or property that may be damaged outside the vehicle. This type of Bronx car rental coverage is commonly referred to as a Collision Damage Waiver (CDW) or a Loss Damage Waiver, otherwise known as LDW.

Cost of Bronx car rental waiver coverage

The cost of Bronx car rental insurance coverage can range from $9 to $12 a day, depending on the car you chose to rent here in the Bronx. Note this product is a waiver and is not insurance, which makes the cost of this product a taxable item. That is unless you provide the Bronx rent a car company with a valid tax exempt resale certificate. Many of our Bronx car rental customers refuse this coverage because their credit card or personal vehicle insurance company provides rental vehicle insurance coverage. That very well may be the case. We suggest that prior to renting with All Car Rent A Car in the Bronx, you contact your credit card company and/or insurance company or broker to verify that you are covered and to what extent. With rare exceptions do debit card issuers provide such coverage. While some credit card companies do provide coverage, they often limit the Bronx car rental customer choice in vehicle selection as the credit card companies typically do not cover 15 passenger vans, SUV rentals, or minivans. Credit card coverage for rental cars in the Bronx and elsewhere is secondary to any other insurance you may have. Most credit card companies will also require you to pay for the Bronx rental car charges on the credit card. They also limit the length of the rental car transaction. If you need to rent the Bronx car longer than the credit card company covers, you may want to consider purchasing the damage waiver from All Car Rent A Car. All Car Rent A Car will likely have the most competitive insurance rates in the borough, especially on minivans and 15 passenger vans.

Additional coverage options

Another coverage option available to Bronx car rental customers at All Car is Supplemental Liability Insurance, otherwise known as SLI. This coverage does not cover the rental van or car; SLI offers coverage up to one million dollars in the event the renter faces a liability claim from a third party as a result of an accident. This coverage is not a waiver, but an insurance product and is thus not taxed when you finalize your rental car bill. All Car Rent A Car also offers Personal Accident Insurance (PAI) as part of a package with SLI. Personal Accident Insurance provides coverage for injuries caused to the renter of the car rental during the course of the rental car transaction, as well as affords coverage to passengers while they are occupants of your Bronx rent a car. Benefits are more limited than those offered by the SLI coverage.

We offer all of these coverage packages in order to give our Bronx car rental customers peace of mind when renting a car or van. All three packages are separate and distinct from each other. All Car Rent A Car does offer package deals to our Bronx car rental customers desiring to purchase all the products, though they can be purchased separately. It is also important to keep in mind that the coverage can be voided in the event the terms and conditions of the car rental agreement are violated. A common way the rental car agreement is violated is by allowing someone not listed on the car rental agreement to operate the rental vehicle. There are some limited exceptions to this rule; it is important to keep in mind that the car rental can only be operated by drivers which have been authorized by All Car Rent A Car here in the Bronx. Of course, should you have any questions at any point before, during, or after the rental car process, our staff here in our new Bronx All Car rent a car location will be happy to answer them for you.